THE 401 MATH HANDBOOK
"All I want in life is a small unfair advantage."
Hank "Ace" Greenberg, former chairman of insurance giant AIG (NYSE:AIG), once said "All I want in life is a small unfair advantage." As it turns out, he had one - and it was a whopper.
Do you have one? Yes, you do. But you may not be aware of it.
Having the time, willingness, and ability to undertake complicated tax research and correctly applying it to your tax facts & circumstances is a true unfair advantage. Unfortunately, very few investors are able to pull it off. The good news is that you don't have to. We are "Planners", not "Reporters", and provide our clients with their own custom tax strategies.
Get started on your unfair advantage today, Be A Planner.
NP ROSS
Be A Planner.
Investors come to us for customized solutions to assist them with better understanding and objectively analyzing investment opportunities as they try to achieve higher returns with their family's financial resources. One way we do this is by utilizing what are often little understood strategies that provide tax savings which are then used to purchase assets that can increase in value and generate more income. Understanding how to create, maintain, and grow wealth is the essence of the Be A Planner mindset that we seek to instill in our clients.
When can I retire?
401 Math provides a side-by-side illustration of the projected, numerical outcomes for the ONLY 4 options investors have available under the tax code to "Self-direct" their retirement funds into real estate investments in a fashion that leverages 100% of their retirement capital including the interim investment income, and the exit/investment gains. We not only project the compounded value of your retirement capital and annual, after-tax retirement income, we numerically answer the question "When Can I Retire?". Using your definition of "Retirement", we show you when your money will afford your retirement lifestyle.
• Rollover to a Self-directed 401 Trust on a pre-tax basis.
• Rollover to a Self-directed IRA
• Rollover to a Self-directed 401 Trust on an after-tax or converted basis*.
• Liquidate their funds, paying applicable tax and penalties, if any.
*Note that this option involves a Roth component inside a Self-directed 401 Trust, rather than a Roth IRA. This is a critical distinction since a Roth IRA is subject to the UBIT/UDFT tax for leveraged real estate investments that does apply to the Roth 401. This is a substantial advantage for investing such funds in REPP investments. Further, the ability to execute a "MEGA" Back-door Roth contribution/conversion is a HUGE advantage for the Roth 401 compared to the much lower limit available for undertaking this strategy with a Roth IRA.
2X Retirements
Understanding the tax code sections that apply to each of these options will directly affect the amount of tax savings that may be leveraged over your life expectancy in a way that doubles the amount of your retirement income. By leveraging the tax savings of the most advantageous tax code sections, your retirement wealth can be increased by "2X" or even more over your life expectancy!
Tax-leveraged Retirement Investing
We are real estate and retirement tax CPAs that understand Cap rates, Net Operating Income (NOI), and Debt-leveraged real estate investments. We also understand how to structure, account, and report for Self-directed retirement funds invested in real estate assets in ways that provide our clients with tools to turn income into assets that can increase in value and generate even more income. Now you too, have an advantage, a HUGE Unfair Advantage, as you seek to create, maintain and grow wealth for your family.
Connect with us
11200 Westheimer Rd Suite 150Houston, TX 77042Email: info@npross.comPhone & SMS (713) 589-8727
Located one mile west of Beltway 8 on the ground floor of the 11200 Westheimer, Suite 150 is just to the right of the elevator bank. This office serves as our headquarters where we undertake networking events along with the ongoing development of the INVESTOR'S MATH SERIES, a series of investor educational resources including this website and collateral materials, e.g. training and e-Books. Stay tuned.
INVESTOR'S MATH Series
Our first few MATH sites, training and e-Books are either already available or staged for release over the next few months. Sharpen analytical skills, save time and make better financial decisions.
401 Math
401 Trust
PPM Math
QDRO Math
WHOLESALER Math